Posts

Showing posts from March, 2020
Oh wow, it's been awhile. So, catch up. I am currently under $21k for debt (yay) and I have $652 in my savings account. I have been using my savings account not as it is meant to be used - Not using it as a savings account per se, but as a supplement to my current checking account. Every penny of my checking account is being used for debt. If I need extras, I'm using my savings account. For example. I got paid on March 20. Every penny of that paycheck was spent for bills or put back into savings. I received $1,132.73. I paid my gas bill ($78.97), Car insurance ($64.88), Internet ($79.95), Kirby ($58.32) and cat food ($29.00). I also deducted the payments for the mortgage ($202.53 - the rest comes from my VA benefit check) and Hulu ($12.87). I put $250 in my grocery account and $25 in my savings account. That total was $800.52. The rest went into savings, bringing that total to $790.82. Since the 20th, I've paid my Google Fi account for my cellphone ($77.68), purchas...
So, last weekend I spent quite a bit of money on the house. I had to buy more tile, which is to be expected. I took the money out of my savings account, which is what it is there for. Today, being payday, I was able to replenish most of it, which makes me happy. I will once again be tiling my bathroom this weekend. With any luck, I'll get it done and be able to grout next weekend. Fingers crossed. So, bills. This paycheck I was able to make a lot of payments on my installment bills. Yay!!!!!!! I'm down to under $21k. At least until the bills start coming in again and the interest has to be added. But, still. Yay! And I was able to make my first snowball payment on my Torrid account. So, instead of the $35 minimum payment, I was able to make a $50 payment ($35 + $15 that would have gone to the LOC bill). More of the principle was paid and I'm down to $379.98 owing on that bill. I'm currently sitting at $934.38 in savings. Not bad. That number will go down a little ...