I love seeing my savings account blossom with new money. Today, I sold a stamp set of my mom's and I cashed in money from the Get Upside app. So, a total of $10.61 went into my savings, as well as $.91 from getting gas and a car wash yesterday. And I will have more money tomorrow, because I will be depositing $20.00 from selling an old kitchen table. I was going to use it as a work bench in my garage, but so far it has just been a catchall for junk. So my son and I cleaned it off, I took a picture, and it sold within an hour.

The GetUpside App has positives and negatives. First, it's not only for gas. You can also get cash back for eating out, which of course I'm trying to cut down on. It will send money to a gift card or to your Paypal account, but you have to pay $1.00. Now, they say that if you recruit a couple friends to the app, you don't have to pay for the fees. They get an extra $.15/gallon back the first time they use the app, and you get $.15/gallon. Plus, everytime they use the app, you get $.01/gallon. My referral code, if you are interested, is Jennifer687553. Worth checking out.

The downside - It is only good at certain gas stations. So for me, sometimes it works at Holiday stations, other times Speedway or BP. Just depends on where you are. And you don't get back the same amount every time. Sometimes it is up to $.20/gallon. Other times it is as low at $.10/gallon. You have to choose the gas station you are going to use, and then you have 4 hours to claim the offer, ie upload your receipt. And you have to pay using a credit or debit card, not cash.

For me, making money and squirreling it away is almost like a game. How much can I make today? What can I sell today? I love seeing my savings number go up and my debt total go down. Sometimes I wish the numbers would move faster, but that just means I have to work harder.

I got through all my selling lists last night. That felt good. And I sold something today, so that felt even better. I also listed my bill spreadsheet last night on Etsy. If you'd like to purchase it, the link is https://www.etsy.com/listing/773472569/bill-spreadsheet-financial-organization.

That felt good to get the bill spreadsheet listed. And I'm very proud of it. I've been working the formulas for the past couple years and it just feels ready to release. I will customize the spreadsheet for you based on what you need. You can track various accounts. Mine is built around my checking account, and then I have running totals for my savings account, grocery account, HSA and my debt countdown. I have several tabs and I have to remember to record payments on more than one tab, but it helps me be more organized. I can certainly build a less cumbersome spreadsheet for you and your needs. I'll put a link to the listing on the main page of the blog.

Until later!

Comments

Post a Comment

Popular posts from this blog

What's in a name? This reminds me of Romeo and Juliet (I was an English major, after all). And I'm having a bit of a tough time with what to call my emergency fund. I need to call it something other than emergency fund, because that's not what it is. I haven't had anything remotely that I would call an emergency, but I keep spending out of it. I mean, after all, on Friday, I drained it to pay for the brakes on my car. So, I've said this before, I'm adopting the Dave Ramsey model of personal finance and his baby steps. Step 1: put $1000 in an emergency fund. Step 2: snowball your debt. Pay the minimum amount on each account, then anything extra, pay down your smallest debt. Once that is paid off, add the minimum payment for that debt into the minimum payment of the next smallest debt. And so on and so forth. I've already paid off one account. I'm on my way to paying off a 2nd account. I'm accounting for every dollar, not keeping anything in my...
Read more
Oh wow, it's been awhile. So, catch up. I am currently under $21k for debt (yay) and I have $652 in my savings account. I have been using my savings account not as it is meant to be used - Not using it as a savings account per se, but as a supplement to my current checking account. Every penny of my checking account is being used for debt. If I need extras, I'm using my savings account. For example. I got paid on March 20. Every penny of that paycheck was spent for bills or put back into savings. I received $1,132.73. I paid my gas bill ($78.97), Car insurance ($64.88), Internet ($79.95), Kirby ($58.32) and cat food ($29.00). I also deducted the payments for the mortgage ($202.53 - the rest comes from my VA benefit check) and Hulu ($12.87). I put $250 in my grocery account and $25 in my savings account. That total was $800.52. The rest went into savings, bringing that total to $790.82. Since the 20th, I've paid my Google Fi account for my cellphone ($77.68), purchas...
Read more
Good morning and Happy Saturday! These weekends are very important to me. I have learned that I will not be working from home at all. My boss's boss's boss has decided that since we execute and sign documents in front of notaries on our team, and those notaries have to enter activities into our database, we cannot work from home and sign in front of a notary at a bank. Not that we would be able to anyway, with most branches closing the lobbies in this coronavirus pandemic. And I have been very busy executing assignments, so I get to go into the office every day. Not the greatest for my anxiety, but what can I do? At least I have a job and I'm getting a paycheck. Which is more than I can say for a lot of people in this country and worldwide. Okay, so you may have noticed that I'm no longer under $21k for my debt countdown. Well, that's because when I was adding up totals, I discovered I didn't account for the interest I'm paying on my Kirby. Had to add ...
Read more